This is important. Don't risk your retirement security.

Constrained Investors have specific needs. If you are approaching retirement, or already retired, use the calculator below to find out if you're a Constrained Investor.

Find out if you're a Constrained Investor.

Constrained Investor?

If you are a Constrained Investor, you'll want to be cautious about the strategy you use to create your monthly income. Consider The Income for Life Model®. It's an investment strategy with the objective of creating inflation-adjusted income for life. Ask for a Personalized Analysis.

Watch the movie. Learn what a Constrained Investor is.

You're a Constrained Investor®

Time to be cautious about planning your retirement income.

You need to carefully design your strategy for monthly income. Why? Your total savings amount isn't high relative to the income you expect to generate. This means less margin for error. You should try to manage The 3 Big Risks™.

  • To help mitigate longevity risk, your income strategy should include a measure of lifetime guaranteed income. A straightforward income annuity will help.
  • To plan for the impact of rising prices, your strategy should expose an appropriate amount of savings to equity investments. Seek investments with low fees and expenses.
  • You will benefit from a formal, written plan describing your income strategy.
  • Ask for a Personalized Analysis of The Income for Life Model®, an investing strategy developed for Constrained Investors like you.

Next Steps

Learn about The Income for Life Model by watching the movie below.

"What's My Income?™"

 

Request a Personalized Analysis. It describes your personal plan for creating retirement income.

I specialize in helping people plan for retirement security. Please enter your email address to request a Personalized Analysis of The Income for Life Model®.

Contact Me


Financial Partners Group, Inc.
Joel Magruder, CFP®, ChFC®, CRPC®, CLU®, LUTCF, CLF®, CASL

7601 Office Plaza Drive North, Suite #126
West Des Moines, IA 50266
515-223-9200 ext 4301

jmagruder@financialpartnersgroup.net

© Copyright 2005-Sun Dec 22 01:05:35 EST 2024 Wealth2k, Inc.

WEALTH2K, INC. DOES NOT PROVIDE INVESTMENT ADVICE.
The projections or other information generated by The Income for Life Model calculator related to total returns are hypothetical illustrations of mathematical principles that do not predict or project the performance of an investment or investment strategy. The computations of future returns are based upon assumed variables and inputs made directly by the user and does not guarantee future results. Moreover, the computations do not reflect investment costs or taxes, if any.

The Income for Life Model, Hybrid Time-Segmentation and ROI Reliability of Income are registered trademarks of Wealth2k, Inc. Three Big Risks, Constrained Investor, What's My Income, What's Your Income? and Income Floor are trademarks of Wealth2k, Inc. Knowing Your Number is Not the Same as Knowing Your Income is a service mark of Wealth2k, Inc.

Investing involves risk and you may incur a profit or a loss. There is no guarantee this model will perform as planned. If the model underperforms, the income levels and assets could be significantly reduced.

Purchase of an annuity contract through a qualified plan does not provide any additional tax-deferral benefits beyond those already provided through the plan. If you are purchasing an annuity contract through a plan, you should consider purchasing it for its death benefit, annuity options, and other non-tax-related benefits.


Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

Joel Magruder, CFP®, ChFC®, CRPC®, CLU®, LUTCF, CLF®, CASL is not affiliated with Wealth2k.

 

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